Available on Ethereum, Solana, and other networks
Currently up to 12.0% APY backed by real-world assets
Access institutional assets once locked behind legacy systems. Now natively composable, transparent, and compliant.
Plume Vaults
Earn yield on your vault deposits, backed by real world assets.
Partner vaults
Institutional-grade vaults powered by Plume vaults and distributed through leading exchanges, wallets, and financial platforms.
Earn more with Plume Vaults
Plume Vaults earn from real-world assets, so your yield doesn't move with the crypto market.
% APY
Bank savings
% APY
Fintech
% APY
DeFi
% APY
Plume Vaults
Deposit, earn, redeem
Three steps from stablecoins to real-world yield, fully onchain.
Deposit stablecoins
Start with USDC, USDT, or Plume's own pUSD. Deposit into a vault and receive a vault token that represents your position.
Earn yield
Every vault holds regulated real-world assets. Yield accrues automatically as the value of your vault token grows.
Redeem anytime
Most redemptions complete within minutes. You get back what you put in, and everything you've earned.
Do more with your assets
Borrow against your holdings, amplify your yield, or trade your future yield, all inside Plume, powered by Morpho and Pendle.
Loop
Build up to 6.7x leverage in one transaction. One redemption period to unwind it, instead of one for every loop.
Build up to 6.7x leverage in one transaction. One redemption period to unwind it, instead of one for every loop.
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Borrow
Borrow stablecoins against your vault tokens while they keep earning. Repay anytime, as long as your LTV stays healthy.
Borrow stablecoins against your vault tokens while they keep earning. Repay anytime, as long as your LTV stays healthy.
Lend
Supply pUSD to earn yield from borrowers. Redeem anytime, subject to available liquidity.
Supply pUSD to earn yield from borrowers. Redeem anytime, subject to available liquidity.
Yield trading
Split your assets into principal and yield through Pendle. Lock in a fixed rate, go long on yield, or sell your future yield upfront.
Split your assets into principal and yield through Pendle. Lock in a fixed rate, go long on yield, or sell your future yield upfront.
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Build up to 6.7x leverage in one transaction. One redemption period to unwind it, instead of one for every loop.
Secured at every step
Clear visibility into the risks, safeguards, and backing behind every vault.
Transparent
See every vault's assets, liabilities, and activity onchain in real time.
Fully audited
Every vault is reviewed by third-party auditors before launch and after any contract change.
Real-time AML
Enforced in smart contracts to comply with global AML/ATF regulations.
24/7 monitored
Onchain activity and smart contracts are constantly monitored for threats.
Licensed
SEC-registered transfer agent, with a Class M license from the Bermuda Monetary Authority.
Audited by leading security firms
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Frequently asked questions
There are two ways to exit, and you choose at redemption.
Instant redemption converts your vault tokens to stablecoins right away, drawing on the vault's liquid reserves. A small liquidity fee applies, and it's available when the vault holds enough liquidity to cover your redemption.
Standard redemption joins a settlement queue and fills as the underlying assets unwind. No liquidity fee, and your capital keeps earning until it settles. Most redemptions settle within about an hour, with an outside window of T+2 to T+5 depending on the vault. Vaults holding longer-duration assets can take 30 to 90 days.
You see the exact fee and expected timing before you confirm.
Currently up to 12.0% APY
Now natively composable, transparent, and compliant.